Accident & Everyday protect

Are you ready for anything life throws your way?

Are you prepared for the unexpected?

Accidents happen. Illness can strike at any time. That’s why having an affordable protection plan is crucial. Our affordable plans offer financial security when you need it most.

Affordable protection for peace of mind

Accidents can have a significant impact on your finances. Our plans are designed to give you peace of mind and financial security when you need it most.

Protection every day: These plans provide coverage for broken bones, hospital stays, and a range of accidental injuries. This means you can claim for multiple injuries, and your policy will continue to offer protection in the future.
Getting You Back on Your Feet: You will receive hospital cover for every 24 hours spent as an in-patient due to an accident. After holding your policy for at least 12 months, you may also be able to claim for time spent in hospital due to sickness.
Focus on Recovery: This plan is designed to help you cover unexpected expenses so that you can focus on your recovery without the added stress of financial worries.
Peace of Mind: The policy includes accidental death and non-accidental death cover, providing peace of mind for your loved ones.
Security for Your Family: Protect your family’s financial well-being during difficult times.
Simple Application: Easy and quick application process.
Pre-existing conditions: Offers financial protection without the need for medical underwriting. This makes it an ideal solution for individuals with pre-existing medical conditions who may otherwise face challenges securing traditional insurance.
Additional optional cover: Offers cover for families with children or those with active lifestyles. You can tailor your cover to suit your circumstances and what’s important to you. This flexibility allows you to customize your protection based on your needs.

GP24 Service

Healthcare should be accessible anytime and anywhere. With our GP24 service (included in certain plans), you can access a registered General Practitioner at no extra cost.

The benefits of 24hr GP service are the following:

24/7 Access: Consult with a registered GP anytime, anywhere.
No Extra Cost: Included in your plan at no additional charge.
Convenience: Receive medical advice without leaving your home.

These protection plans offer a comprehensive and flexible insurance solution for those seeking financial support in the face of accidents and injuries. However, insurance can be complex. We recommend seeking advice from a qualified financial adviser to ensure you understand the terms and conditions of the policy and find the solution that best suits your individual needs and circumstances.

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Connect with us today!

Schedule your no-obligation appointment today and discover how we can help you navigate your mortgage process, and find the right protection policy for you and your family.

Let’s talk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Accurate and complete information is crucial for processing your protection application and ensuring you receive the appropriate coverage. Misrepresentations may result in claim denials or policy cancellation. The protection plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

The information provided on this website is for general informational purposes only and should not be considered as financial advice. While we strive to keep the information accurate and up to date, we make no guarantees regarding the completeness, accuracy, reliability, or suitability of the information contained herein. Any reliance you place on such information is strictly at your own risk. We recommend consulting with a qualified financial adviser or mortgage adviser before making any financial decisions. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.

Danube Financial Solutions LLP is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Danube Financial Solutions LLP is registered in England and Wales with company number OC454931. Registered address: 6 Peacock Way, Worksop, S81 7SU

© Danube Financial Solutions LLP. All rights reserved.
2025

What is trust?

A Trust is a legal arrangement that allows you to leave money and things you own (your ‘assets’) to a person or people (the ‘beneficiaries’) when you die. A trust can be managed by family, friends or a solicitor (the ‘trustees’). All your assets put together form your ‘estate’. Your life insurance is an asset and can be put into a trust in the same way as anything else.

Why is it important to put your life insurance into trust?

Putting your life insurance in trust is a way of protecting the payout your loved ones could expect to claim if you were to die unexpectedly. A trust can separate your policy from the rest of your assets, protecting any potential pay-out from inheritance tax.

Key Benefits of Putting Life Insurance in Trust:

Control: You determine who receives the pay-out and how it’s managed.
Speed: Faster pay-out to beneficiaries, as probate delays are minimized.
Tax Efficiency: Potentially reduces inheritance tax liability by keeping the policy out of your estate.

By placing your life insurance within a trust, you can ensure your wishes are fulfilled and your loved ones receive the benefits of your policy more quickly and efficiently.

We as expert protection advisers can help you navigate the process of setting up a trust for your life insurance and ensure it meets your unique needs.

Trusts are not regulated by the Financial Conduct Authority.